XRP soars as XpFinance captures investor interest with DeFi potential
29th May 2025 – (New York) XRP is experiencing a bullish trend, trading above its 200-day simple moving average, largely propelled by social media buzz surrounding XRPFi’s DeFi capabilities and the SEC’s review of WisdomTree’s proposed spot XRP ETF, which would be the first in the U.S. Investor enthusiasm for the XRP Ledger is on the rise, with XpFinance’s token presale gaining significant traction, having already surpassed 20% of its targeted softcap. This reflects strong confidence from the XRP community.
XpFinance is set to unveil a preview of its innovative decentralized lending and borrowing platform tailored specifically for the XRP Ledger next week. This demo aims to provide investors and users with a glimpse of a seamless lending experience on XRPL.
Currently, XRP is trading robustly above $2.40, bolstered by several positive developments, including Ripple’s ongoing negotiations to acquire the stablecoin USDC. This backdrop of heightened interest positions XpFinance as one of the most promising DeFi projects on XRPL this year.
XpFinance addresses a critical need within the XRP ecosystem by offering a transparent, decentralised, and non-custodial alternative to traditional lending platforms. Users retain complete control over their XRP assets, avoiding hidden fees and custody risks that have previously deterred participation in XRP-based lending.
The XPF token, the project’s native currency, offers clear utility within the ecosystem. Holders will benefit from lower borrowing fees, passive income through staking rewards from platform transactions, and participation in governance decisions to influence the platform’s future.
Presale investors can secure XPF tokens at a favourable rate of 1 XRP for 200 XPF. Following the presale, XPF will be listed on the XRPL decentralised exchange, XPMarket, at a rate of 1 XRP for 140 XPF, providing early investors with an immediate 30% gain upon listing.
The total supply of XPF tokens is limited to 200 million, with 30% (60 million tokens) allocated exclusively for presale investors, creating potential for scarcity and value appreciation. With nearly 30% of the presale softcap already filled in just a few days, analysts predict the remaining allocation will sell out swiftly as FOMO intensifies.
Interested investors are encouraged to act quickly to secure their XPF tokens. To participate in the presale, prospective investors should purchase XRP from trusted exchanges such as Binance, Coinbase, or Bybit, and transfer it to a secure XRPL-compatible wallet like Xaman, XUMM, or Ledger. They can then visit xp.finance/presale to send their XRP to the presale address and should set up their XPF trustline in advance to automatically receive their tokens upon the presale’s conclusion.